No-nonsense advice you can trust

The team at Kel Penfold Finance are committed to helping customers achieve their dreams while offering sensible advice grounded in the realities of the housing market. If you’re new to the loan application process, we will guide you through the ins and outs of purchasing a property, answering any questions you have along the way.

If that weren’t enough, we are happy to offer advice about financial relief you may be eligible for, such as the Australian Government’s generous First Home Loan Deposit Scheme.

How does it work?

Applying for a loan through Kel Penfold Finance couldn’t be easier. Our expert team will start by reviewing your personal and financial information, including your employment details, credit history, and financial goals. Next, we will arrange a meeting to discuss your options and get started with the applications process.

Why choose us?

Kel Penfold Finance is one of the go-to mortgage brokers in New South Wales thanks to our track record of success and impeccable customer service. If you need any more convincing, here are just a few attributes that help us to stand out from the crowd:

We’re happy to work on complex cases

Our financial experts never shy away from a difficult job. If your situation is a little complex or you’re eligible for a range of different grants, we will do everything we can to help.

We value transparency above all else

We appreciate that honesty and transparency are vital during the homebuying process. As such, our experts always have clients’ best interests at heart and will deliver information in an upfront, jargon-free way.

We actively work to save you money

Financial management is so much more than a job to our staff members. We love conducting research into new lender policies, procedures, and loan packages, and will do everything we can to liaise with other parties on your behalf. If an opportunity arises that could save you money and time, we promise to make the most of it.

We work with many lenders

We have partnered up with over 30 lenders to bring you the best financial products, each of which has been vetted to meet our exacting standards. By working with us, you can rest assured that you won’t be ripped off.

High chances of success

Our track record for successfully securing loan approvals is very high. Whether you’re on the hunt for a variable- or fixed-rate mortgage, we promise to optimise your chances of approval with our unbeatable financial know-how.