Business Finance

Kel Penfold Finance in Tamworth has a wealth of experience in aiding businesses with their finances – weather you’re starting from scratch or you’re looking for support for your long-standing business – you can count on us. We specialise not just in loans but also in financial advice; we believe that simply throwing money at an issue does nothing to solve it and might simply delay the inevitable if not compounded with proper assistance.We operate in the Tamworth area of New South Wales and have worked tirelessly for more than 35 years to ensure the best results for our many clients. Businesses are the bread and butter of the Australian economy, so we are committed to helping them grow when and where they need to – if you’re needing a bit of financial help with your business (in cash or strategy), then get in touch with us today.

Loans and payments

Perhaps the most attractive service we offer to businesses (big or small) is our cash loan, with a flexible and generous repayment system. Start-up capital can be something of a deal-breaker in such a competitive world, so you could benefit from a loan to set you off on the right path.

If you need help acquiring a company headquarters or any other property required by your business, we can also provide mortgages to give you the facilities you need to get started. Debtor finance is yet another loan that has been designed to aid businesses – namely by using your outstanding invoices to improve cash flow. This is a process that can speed up your growth, as you do not need to wait long for payments.

Financial management

As mentioned above, however, we know this is just one part of the puzzle – and the statistics definitely seem to back us up on that front. When Australian businesses fail, it is most commonly a result of mismanagement and poor financial planning, something that no cash injection will be able to cure. At Kel Penfold, we don’t just look at the number of dollars in your account but also your raw financial data.

This data is paramount as it shows what works and what doesn’t, how you fit into the market, and how we can help turn your struggle into an act of perseverance. We look at how you can make the most of your budget and quell any anxieties you might have. For example, while cash flow gaps are fair to worry about, they are an integral part of business and not always a death knell for your enterprise.

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